<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type='text/xsl' href='https://www.ownyouronline.govt.nz/sitemap.xml/styleSheet'?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/</loc>
            <lastmod>2025-09-18T11:28:57+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/own-your-online-logo.png</image:loc>
                    <image:title>own your online logo</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/</loc>
            <lastmod>2024-10-15T09:51:23+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/how-to-create-good-passwords/</loc>
            <lastmod>2025-09-18T11:30:10+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-help-now/</loc>
            <lastmod>2023-10-19T09:58:45+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-help-now/</loc>
            <lastmod>2023-10-18T15:13:09+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/why-online-security-is-important/</loc>
            <lastmod>2023-10-27T16:45:42+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS266135_xl_Graded.jpg</image:loc>
                    <image:title>Older couple</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/scams-and-fraud/</loc>
            <lastmod>2024-06-13T10:55:08+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.7</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/Untitled-design-2.png</image:loc>
                    <image:title>Untitled design 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/</loc>
            <lastmod>2023-10-27T17:10:54+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/protect-your-business-with-2fa/</loc>
            <lastmod>2024-10-16T21:18:41+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/know-the-risks/keeping-your-business-secure-online/</loc>
            <lastmod>2023-10-19T13:41:39+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS310545_xl_Graded.jpg</image:loc>
                    <image:title>Cafe owner</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/know-the-risks/common-risks-and-threats-for-business/artificial-intelligence/</loc>
            <lastmod>2023-10-19T16:40:09+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/cyber-smart-week-2024-is-coming/</loc>
            <lastmod>2024-08-30T11:22:30+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Untitled-design-1.png</image:loc>
                    <image:title>Cyber smart week image</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/business-online-security-series/episode-2/</loc>
            <lastmod>2024-10-04T14:39:37+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/</loc>
            <lastmod>2025-10-30T11:55:50+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/passwords-poster/</loc>
            <lastmod>2025-11-14T13:08:40+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/card-images/passwords-card.png</image:loc>
                    <image:title>passwords card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/Use-long-strong-passwords.png</image:loc>
                    <image:title>Use long strong passwords</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/keeping-secure-online-cook-island-m/</loc>
            <lastmod>2025-11-12T15:41:41+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Cook-Island-Maori.png</image:loc>
                    <image:title>Cook Island Maori</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/</loc>
            <lastmod>2024-08-08T12:24:20+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Own-your-online-banner.png</image:loc>
                    <image:title>Own your online banner</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/ransomware/</loc>
            <lastmod>2024-12-03T15:51:32+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/backups-for-your-business/</loc>
            <lastmod>2024-05-29T13:27:05+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/scam-check/</loc>
            <lastmod>2023-11-01T11:07:31+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/own-your-online-logo.png</image:loc>
                    <image:title>own your online logo</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/top-online-security-tips-for-your-business/</loc>
            <lastmod>2023-10-27T17:02:02+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS786565_xl_Graded.jpg</image:loc>
                    <image:title>Woman at desk</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/know-the-risks/common-risks-and-threats-for-business/distributed-denial-of-service-ddos-attacks/</loc>
            <lastmod>2023-11-22T11:09:20+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/scam-check/</loc>
            <lastmod>2023-10-19T15:05:11+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/five-quick-steps-to-online-security/</loc>
            <lastmod>2025-09-17T15:14:51+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS231085_xl_Graded.jpg</image:loc>
                    <image:title>Woman with devices</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/news-story/</loc>
            <lastmod>2023-12-20T14:38:33+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Icons-PNG/Sml-Staff-Awareness.png</image:loc>
                    <image:title>Sml staff awareness</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS169212_xl_Graded.jpg</image:loc>
                    <image:title>Food truck</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/business-online-security-series/episode-3/</loc>
            <lastmod>2024-10-04T14:39:44+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/</loc>
            <lastmod>2025-11-04T14:03:27+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/keeping-secure-online-fijian/</loc>
            <lastmod>2025-11-12T15:42:39+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Translations/TS153532_l.jpg</image:loc>
                    <image:title>Fijian</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/about-us/</loc>
            <lastmod>2024-09-19T09:16:06+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS331422_xl_Graded.jpg</image:loc>
                    <image:title>Woman on couch</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/</loc>
            <lastmod>2023-10-18T15:11:42+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/top-tips-for-online-security/</loc>
            <lastmod>2023-10-27T16:52:09+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS976101_xl_Graded.jpg</image:loc>
                    <image:title>Kids using devices</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/malware/</loc>
            <lastmod>2024-01-18T13:50:15+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/know-the-risks/common-risks-and-threats-for-business/</loc>
            <lastmod>2023-10-19T13:43:34+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/know-the-risks/common-risks-and-threats-for-business/businesses-and-ransomware/</loc>
            <lastmod>2023-10-19T16:37:38+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/set-up-logs-monitoring-for-your-website/</loc>
            <lastmod>2024-05-10T11:17:58+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/backing-up-your-data-and-devices/</loc>
            <lastmod>2024-05-07T11:16:51+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Icons-PNG/top-tips.png</image:loc>
                    <image:title>Top tips</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/stay-alert-to-common-scams-this-holiday-season/</loc>
            <lastmod>2024-11-28T13:59:37+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS331422_xl_Graded.jpg</image:loc>
                    <image:title>Woman on couch</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Sale-banner.png</image:loc>
                    <image:title>Sale banner</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/business-online-security-assessment-tool/</loc>
            <lastmod>2024-06-26T10:17:14+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Phone-in-Hand-Mockup-V02-1.png</image:loc>
                    <image:title>Business tool image</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/business-online-security-series/episode-4/</loc>
            <lastmod>2024-10-04T14:39:52+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/keeping-secure-online-hindi/</loc>
            <lastmod>2025-11-12T15:43:52+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/hindi3-resized.png</image:loc>
                    <image:title>hindi3 resized</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/contact-us/</loc>
            <lastmod>2025-07-18T10:41:31+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/</loc>
            <lastmod>2023-10-18T15:12:52+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/</loc>
            <lastmod>2023-10-19T10:58:06+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/unauthorised-access/</loc>
            <lastmod>2024-01-18T13:50:24+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/know-the-risks/</loc>
            <lastmod>2023-10-18T15:14:15+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/know-the-risks/common-risks-and-threats-for-business/business-email-compromise/</loc>
            <lastmod>2023-10-19T16:37:50+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/create-an-incident-response-plan/</loc>
            <lastmod>2024-06-19T10:25:15+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/protect-yourself-against-scams-and-fraud/</loc>
            <lastmod>2024-04-22T12:53:40+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/scam-messages-about-parcel-delivery-on-the-rise-cert-nz/</loc>
            <lastmod>2025-07-24T17:13:04+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS420589_xl_Graded.jpg</image:loc>
                    <image:title>Couple at farm gate</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/our-campaigns/scamathon/</loc>
            <lastmod>2024-10-21T15:15:28+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/homepage.png</image:loc>
                    <image:title>homepage</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Scamathon_Website-Imagery_2000x1060_mb_v2_low-res.jpg</image:loc>
                    <image:title>Scamathon Website Imagery 2000x1060 mb v2 low res</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/business-online-security-series/episode-5/</loc>
            <lastmod>2024-10-04T14:39:59+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/keeping-secure-online-korean/</loc>
            <lastmod>2025-11-12T15:45:01+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Korean.png</image:loc>
                    <image:title>Korean</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/subscribe/subscribe-personal/</loc>
            <lastmod>2025-09-29T10:34:16+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/</loc>
            <lastmod>2023-10-19T13:23:09+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/phishing-email-scams/</loc>
            <lastmod>2024-06-07T12:41:24+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/know-the-risks/myth-busting-online-security-for-business/</loc>
            <lastmod>2023-10-19T14:04:11+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS231085_xl_Graded.jpg</image:loc>
                    <image:title>Woman with devices</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/know-the-risks/common-risks-and-threats-for-business/phishing-scams/</loc>
            <lastmod>2023-10-19T16:38:05+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/protect-your-business-from-artificial-intelligence/</loc>
            <lastmod>2024-05-10T11:40:08+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/how-to-protect-your-privacy-online/</loc>
            <lastmod>2024-04-22T13:22:59+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/subscribe/</loc>
            <lastmod>2026-03-24T12:34:03+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/Newsletter-subscribe-v2.png</image:loc>
                    <image:title>Newsletter subscribe</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS331422_xl_Graded.jpg</image:loc>
                    <image:title>Woman on couch</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/cert-nz-report-shows-investment-scams-costing-aotearoa-millions-every-month/</loc>
            <lastmod>2025-07-24T17:09:38+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS786565_xl_Graded.jpg</image:loc>
                    <image:title>Woman at desk</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/keeping-secure-online-punjabi/</loc>
            <lastmod>2025-11-12T15:46:00+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/HIndi-resized.png</image:loc>
                    <image:title>HIndi resized</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/subscribe/subscribe-business/</loc>
            <lastmod>2025-09-29T10:33:45+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/busting-myths-about-online-security/</loc>
            <lastmod>2023-10-19T11:12:35+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS467023_l_Graded.jpg</image:loc>
                    <image:title>Woman and young boy</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/text-message-scams/</loc>
            <lastmod>2025-10-02T19:55:06+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/keep-up-with-your-updates/</loc>
            <lastmod>2024-05-09T09:43:33+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/know-the-risks/common-risks-and-threats-for-business/insider-threat/</loc>
            <lastmod>2023-10-19T16:38:29+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/protect-your-business-against-ddos-attacks/</loc>
            <lastmod>2024-06-12T14:26:08+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/free-webinars-for-small-businesses-and-organisations/</loc>
            <lastmod>2024-02-01T12:55:27+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/own-your-online-logo.png</image:loc>
                    <image:title>own your online logo</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Sam-Webinar.jpg</image:loc>
                    <image:title>Sam Webinar</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/business-online-security-series/</loc>
            <lastmod>2024-10-14T14:47:49+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/keeping-secure-online-samoan/</loc>
            <lastmod>2025-11-12T15:47:08+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Samoan-v2.png</image:loc>
                    <image:title>Samoan</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/objectionable-material/</loc>
            <lastmod>2024-05-14T09:33:22+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/know-the-risks/common-risks-and-threats-for-business/data-breaches/</loc>
            <lastmod>2023-10-19T16:38:44+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/protect-your-business-against-ransomware/</loc>
            <lastmod>2025-08-12T09:53:36+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/own-your-online-logo.png</image:loc>
                    <image:title>own your online logo</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/protect-yourself-from-online-identity-theft/</loc>
            <lastmod>2024-05-09T10:01:48+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/new-zealand-businesses-and-organisations-hit-hard-by-scams-in-2023-cert-nz/</loc>
            <lastmod>2025-07-24T17:07:39+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Untitled-design-6.jpg</image:loc>
                    <image:title>Untitled design 6</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/man-593333_1920.jpg</image:loc>
                    <image:title>man 593333 1920</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/keeping-secure-online-simplified-chinese/</loc>
            <lastmod>2025-11-12T15:48:28+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Chinese-family.png</image:loc>
                    <image:title>Chinese family</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/subscribe/thank-you/</loc>
            <lastmod>2026-02-09T15:56:54+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/online-bullying/</loc>
            <lastmod>2024-05-14T09:33:37+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/protect-your-business-against-email-compromise/</loc>
            <lastmod>2024-05-10T11:52:45+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/setting-up-a-new-device-securely/</loc>
            <lastmod>2024-02-01T16:16:43+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/phone-scammers-get-smarter-and-busier-cert-nz-report-shows/</loc>
            <lastmod>2025-07-24T16:42:36+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/Quarterly-report-OYO-version-1.png</image:loc>
                    <image:title>Quarterly report OYO version 1</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Quarterly-report-OYO-version-1.png</image:loc>
                    <image:title>Quarterly report OYO version 1</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/know-the-risks/common-risks-and-threats-for-business/unsecured-domain-names/</loc>
            <lastmod>2025-07-04T09:49:29+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/watch-business-webinar-online-security-basics-for-business/</loc>
            <lastmod>2025-11-14T13:14:27+13:00</lastmod>
            <changefreq>daily</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS756840_xl_Graded.jpg</image:loc>
                    <image:title>Woman smiling</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/free-webinar-staying-safe-online-for-seniors/</loc>
            <lastmod>2025-12-01T13:11:12+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS266135_xl_Graded.jpg</image:loc>
                    <image:title>Older couple</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/online-child-abuse/</loc>
            <lastmod>2024-05-14T09:33:54+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/protect-your-business-phishing-scams/</loc>
            <lastmod>2024-05-15T12:31:30+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/use-two-factor-authentication-to-protect-your-accounts/</loc>
            <lastmod>2024-10-15T20:36:56+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/keeping-safe-after-a-data-breach/</loc>
            <lastmod>2026-02-27T15:37:55+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/CERT-180420-WEB-204.jpg</image:loc>
                    <image:title>CERT 180420 WEB 204</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/new-business-webinar-how-to-protect-your-business-against-ransomware/</loc>
            <lastmod>2025-11-14T13:12:43+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Sam-Webinar-1.jpg</image:loc>
                    <image:title>Sam Webinar 1</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Untitled-design-20.png</image:loc>
                    <image:title>Sam webinar</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/SearchResultImage/Webinar-ransomware.png</image:loc>
                    <image:title>Webinar ransomware</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/audio/</loc>
            <lastmod>2025-10-30T10:49:05+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Audio-v2.jpeg</image:loc>
                    <image:title>Audio v2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/sim-swapping-attacks/</loc>
            <lastmod>2024-01-18T13:53:55+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/protect-your-business-from-insider-threat/</loc>
            <lastmod>2024-05-15T14:26:47+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/staying-safe-on-social-media/</loc>
            <lastmod>2024-07-09T13:28:05+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/its-tax-season-and-scammers-know-it/</loc>
            <lastmod>2025-07-24T16:32:22+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS231085_xl_Graded.jpg</image:loc>
                    <image:title>Woman with devices</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/public-communications-framework-for-cyber-security-incidents/</loc>
            <lastmod>2025-11-14T14:52:27+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS756840_xl_Graded.jpg</image:loc>
                    <image:title>Woman smiling</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/card-images/Communications-Framework.png</image:loc>
                    <image:title>Communications Framework</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/cyber-security-advice-and-information-in-new-zealand-sign-language/</loc>
            <lastmod>2026-02-04T12:57:29+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Signlanguage.jpg</image:loc>
                    <image:title>Signlanguage</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/information-leaks/</loc>
            <lastmod>2023-10-20T09:18:40+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/protect-your-business-from-a-data-breach/</loc>
            <lastmod>2024-05-15T14:44:40+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/protect-yourself-against-ransomware/</loc>
            <lastmod>2023-10-19T11:19:24+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/our-campaigns/</loc>
            <lastmod>2024-08-05T10:05:13+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Banner-images/banner-campaigns.png</image:loc>
                    <image:title>banner campaigns</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/is-your-organisation-on-the-lookout-for-phishing/</loc>
            <lastmod>2025-07-24T14:30:07+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS756840_xl_Graded.jpg</image:loc>
                    <image:title>Woman smiling</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/turn-on-updates-poster/</loc>
            <lastmod>2025-11-14T13:26:01+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/card-images/auto-updates-card.png</image:loc>
                    <image:title>auto updates card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/automatic-updates.png</image:loc>
                    <image:title>automatic updates</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/easy-read/</loc>
            <lastmod>2025-10-30T10:49:43+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Easy-read.jpeg</image:loc>
                    <image:title>Easy read</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/online-identity-theft/</loc>
            <lastmod>2024-05-14T09:40:14+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/create-an-online-security-policy-for-your-business/</loc>
            <lastmod>2024-05-15T15:18:23+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/using-the-cloud/</loc>
            <lastmod>2024-05-13T11:02:51+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/</loc>
            <lastmod>2025-05-14T10:40:58+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>1</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/aotearoa-getting-better-at-cyber-security-new-research-shows/</loc>
            <lastmod>2024-04-10T10:02:06+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/2019_05_09_MTP_0092.png</image:loc>
                    <image:title>2019 05 09 MTP 0092</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/2019_05_09_MTP_0003-v3.png</image:loc>
                    <image:title>2019 05 09 MTP 0003 v3</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/turn-on-2fa-poster/</loc>
            <lastmod>2025-10-30T11:45:13+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/card-images/turn-on-2fa-card.png</image:loc>
                    <image:title>turn on 2fa card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/2FA.png</image:loc>
                    <image:title>2FA</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/large-print/</loc>
            <lastmod>2025-10-30T10:49:58+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Large-print.jpeg</image:loc>
                    <image:title>Large print</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/spam/</loc>
            <lastmod>2023-10-20T09:20:42+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/secure-your-small-business-network/</loc>
            <lastmod>2024-05-15T15:30:39+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/protect-yourself-from-unauthorised-access/</loc>
            <lastmod>2024-05-28T16:40:37+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/cyber-security-incidents-drop-but-losses-go-up-new-report-shows/</loc>
            <lastmod>2025-07-24T14:21:02+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS420589_xl_Graded.jpg</image:loc>
                    <image:title>Couple at farm gate</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/stop-and-think-before-you-click-poster/</loc>
            <lastmod>2025-10-30T11:45:58+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/card-images/stop-and-think-card-v2.png</image:loc>
                    <image:title>stop and think card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/Stop-and-think-before-you-click.png</image:loc>
                    <image:title>Stop and think before you click</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/braille-ready-format-brf/</loc>
            <lastmod>2025-10-30T10:50:25+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Braille-v2.jpeg</image:loc>
                    <image:title>Braille v2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/securing-your-internet-exposed-rdp-server/</loc>
            <lastmod>2024-05-16T14:07:11+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/keep-your-data-safe-with-a-password-manager/</loc>
            <lastmod>2024-05-13T12:55:25+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/scam-calls/</loc>
            <lastmod>2024-05-28T09:26:06+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/phishing-attacks-costing-organisations-money-new-report-shows/</loc>
            <lastmod>2025-07-24T14:17:46+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS310545_xl_Graded.jpg</image:loc>
                    <image:title>Cafe owner</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/5-steps-to-keeping-your-business-secure-poster/</loc>
            <lastmod>2025-10-30T11:47:23+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/card-images/5-steps-spring-card.png</image:loc>
                    <image:title>5 steps spring card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/Keep-your-business-secure-online.png</image:loc>
                    <image:title>Keep your business secure online</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/online-security-assessment-tool/</loc>
            <lastmod>2025-11-10T17:31:55+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/iPhone-in-Case-Mockup-V03-1.jpg</image:loc>
                    <image:title>Personal assessment tool image</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/keeping-business-data-safe-with-encryption/</loc>
            <lastmod>2024-02-07T12:35:02+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/secure-your-home-network/</loc>
            <lastmod>2024-05-13T13:13:39+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/online-security-assessment-tool/</loc>
            <lastmod>2024-06-26T10:21:08+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/iPhone-in-Case-Mockup-V03-1.png</image:loc>
                    <image:title>Personal assessment tool image</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/romance-or-dating-scams/</loc>
            <lastmod>2024-06-14T14:28:33+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS756840_xl_Graded.jpg</image:loc>
                    <image:title>Woman smiling</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/more-new-zealanders-are-being-scammed-when-buying-online-report-shows/</loc>
            <lastmod>2024-06-24T14:32:15+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/online-scams-image.jpg</image:loc>
                    <image:title>online scams image</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/online-scams-image.jpg</image:loc>
                    <image:title>online scams image</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/how-exposed-am-i/</loc>
            <lastmod>2025-10-05T15:56:57+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>1</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/CSW-2025/FINAL_WEDCARD_OYOHowExposedAmI_1800x1200-R02.jpg</image:loc>
                    <image:title>FINAL WEDCARD OYOHowExposedAmI 1800x1200 R02</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/CSW-2025/FINAL_HowExposedAmI-OYO-HomePageBannner-2000x1060-M03.jpg</image:loc>
                    <image:title>FINAL  HowExposedAmI OYO HomePageBannner 2000x1060 M03</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/5-steps-to-keeping-your-business-secure-poster-2/</loc>
            <lastmod>2025-10-30T11:48:09+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/card-images/5-steps-spring-card.png</image:loc>
                    <image:title>5 steps spring card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/keep-your-business-secure-online-spring.png</image:loc>
                    <image:title>keep your business secure online spring</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/free-webinar-master-passwords/</loc>
            <lastmod>2025-12-01T13:10:18+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS331422_xl_Graded.jpg</image:loc>
                    <image:title>Woman on couch</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/preventing-your-email-from-being-spoofed/</loc>
            <lastmod>2024-05-16T15:48:46+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/using-encryption-to-keep-your-data-safe/</loc>
            <lastmod>2024-02-07T12:26:35+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/investment-scams/</loc>
            <lastmod>2024-06-14T14:36:06+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/our-new-online-security-assessment-tool/</loc>
            <lastmod>2024-06-26T17:20:40+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/iPhone-in-Case-Mockup-V03-1.jpg</image:loc>
                    <image:title>Personal assessment tool image</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/seems-a-bit-suss-poster/</loc>
            <lastmod>2025-11-14T12:46:10+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/card-images/seems-a-bit-suss-card-sky.png</image:loc>
                    <image:title>seems a bit suss card sky</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/Seem-a-bit-suss.png</image:loc>
                    <image:title>Seem a bit suss</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/tongan-keeping-secure-online/</loc>
            <lastmod>2025-11-12T16:03:17+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Tongan-clip-v2.jpg</image:loc>
                    <image:title>Tongan clip v2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/using-software-as-a-service-saas/</loc>
            <lastmod>2024-05-17T11:10:46+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/protect-yourself-against-phishing-emails/</loc>
            <lastmod>2024-06-14T14:50:45+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/social-media-scams/</loc>
            <lastmod>2024-07-08T10:54:15+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/a-business-cyber-security-plan-made-easy/</loc>
            <lastmod>2024-06-26T17:25:00+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/Phone-in-Hand-Mockup-V02-1.jpeg</image:loc>
                    <image:title>Business tool image</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/</loc>
            <lastmod>2025-10-30T11:34:42+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>1</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/seems-a-bit-suss-poster-green/</loc>
            <lastmod>2025-11-14T13:10:22+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/card-images/seem-a-bit-suss-poster-green.png</image:loc>
                    <image:title>seem a bit suss poster green</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/Seems-a-bit-suss-green.png</image:loc>
                    <image:title>Seems a bit suss green</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/te-reo-maori/</loc>
            <lastmod>2025-11-26T09:13:27+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Truestock_NewZealandStockImages-9331-2.jpg</image:loc>
                    <image:title>Truestock NewZealandStockImages 9331 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/protect-your-website/</loc>
            <lastmod>2024-05-17T11:49:07+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/managing-an-older-device/</loc>
            <lastmod>2024-07-09T14:53:51+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/job-scams/</loc>
            <lastmod>2024-07-08T10:53:08+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/reports-of-scam-calls-appearing-to-come-from-0800-cert-nz-2/</loc>
            <lastmod>2025-07-24T14:04:53+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/CERT-180420-WEB-204.jpg</image:loc>
                    <image:title>CERT 180420 WEB 204</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/own-your-online-poster/</loc>
            <lastmod>2025-10-30T11:50:59+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/card-images/ownyouronline-card.png</image:loc>
                    <image:title>ownyouronline card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/Own-your-online-keep-your-business-secure.png</image:loc>
                    <image:title>Own your online keep your business secure</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/benefits-of-using-https-across-your-website/</loc>
            <lastmod>2024-05-17T12:31:11+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/protect-yourself-against-sim-swapping/</loc>
            <lastmod>2024-07-09T14:55:09+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/invoice-scams/</loc>
            <lastmod>2024-07-11T10:17:11+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/new-phishing-campaign-via-sms-blasting/</loc>
            <lastmod>2024-08-07T17:02:13+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Bank-Your-account-is-being-checked-for-suspected-fraudulent-funds-your-account-will-be-frozen-immediately-please-click-the-link-below-to-complete-the-verification-httpswww.bankss.com.png</image:loc>
                    <image:title>Bank Your account is being checked for suspected fraudulent funds your account will be frozen immediately please click the link below to complete the verification httpswww.bankss.com</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/keep-your-business-secure-online-poster/</loc>
            <lastmod>2025-10-30T11:52:12+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/card-images/keep-business-secure-card.png</image:loc>
                    <image:title>keep business secure card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/Own-your-online-keep-your-business-secure.png</image:loc>
                    <image:title>Own your online keep your business secure</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/online-security-quiz/</loc>
            <lastmod>2025-11-26T09:49:06+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/games/Young-women-on-devices.jpg</image:loc>
                    <image:title>Young women on devices</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/accepting-payments-online/</loc>
            <lastmod>2024-05-17T13:28:10+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/protect-yourself-against-information-leaks/</loc>
            <lastmod>2024-05-13T14:20:02+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/recovery-room-scams/</loc>
            <lastmod>2024-07-09T13:11:40+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/businesses-in-aotearoa-need-to-prioritise-cyber-security/</loc>
            <lastmod>2024-09-02T09:10:33+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS169212_xl_Graded.jpg</image:loc>
                    <image:title>Food truck</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/report-online-scams-poster/</loc>
            <lastmod>2025-10-30T11:52:46+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/card-images/report-online-card.png</image:loc>
                    <image:title>report online card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/Untitled-1-09-09-2025-11-19-00.png</image:loc>
                    <image:title>Report online scams</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/online-security-word-finder/</loc>
            <lastmod>2025-11-24T12:31:13+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Untitled-design-23.png</image:loc>
                    <image:title>Word finder</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/create-a-password-policy-for-your-business/</loc>
            <lastmod>2024-05-17T13:38:14+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/keeping-your-mobile-phone-secure/</loc>
            <lastmod>2024-06-13T15:43:05+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/extortion-scams/</loc>
            <lastmod>2024-08-06T13:36:10+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/lost-money-in-a-scam-dont-fall-for-this-common-tactic/</loc>
            <lastmod>2024-09-12T15:09:50+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Recovery-room-scams-banner.jpg</image:loc>
                    <image:title>Recovery room scams banner</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/password-policy-template/</loc>
            <lastmod>2025-11-14T15:24:25+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/card-images/Password-policy-template-card.png</image:loc>
                    <image:title>Password policy template card</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/bingo/</loc>
            <lastmod>2025-11-24T13:57:22+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/games/bingo-card.png</image:loc>
                    <image:title>bingo card</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/using-a-password-manager-in-your-business/</loc>
            <lastmod>2024-02-07T12:36:37+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/using-the-internet-of-things/</loc>
            <lastmod>2024-05-13T14:48:10+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/spring-clean-your-online-life/</loc>
            <lastmod>2024-09-12T15:08:55+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Spring-clean-your-online-life.png</image:loc>
                    <image:title>Spring clean your online life</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/know-the-risks/common-risks-and-threats/deepfake/</loc>
            <lastmod>2025-07-04T09:51:25+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/incident-response-plan-template/</loc>
            <lastmod>2025-10-30T11:32:52+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/card-images/Untitled-design-18.png</image:loc>
                    <image:title>template-card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/card-images/How-to-use-incident-response.png</image:loc>
                    <image:title>How to use incident response</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/scam-checker/</loc>
            <lastmod>2025-11-10T17:17:22+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS331422_xl_Graded.jpg</image:loc>
                    <image:title>Woman on couch</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/online-security-risk-assessments-for-your-business/</loc>
            <lastmod>2024-05-17T14:05:23+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/staying-safe-when-youre-shopping-online/</loc>
            <lastmod>2024-05-13T15:26:20+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS331422_xl_Graded.jpg</image:loc>
                    <image:title>Woman on couch</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/online-break-ins-cause-big-losses/</loc>
            <lastmod>2024-09-18T12:50:08+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/pexels-cottonbro-4065137.jpg</image:loc>
                    <image:title>pexels cottonbro 4065137</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/business-webinar-replay-how-to-protect-yourself-from-business-email-compromise/</loc>
            <lastmod>2025-12-15T14:17:43+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS756840_xl_Graded.jpg</image:loc>
                    <image:title>Woman smiling</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Tom-Roberts-new.png</image:loc>
                    <image:title>Tom Roberts webinar</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/use-long-strong-and-unique-passwords-poster/</loc>
            <lastmod>2025-11-24T12:27:54+13:00</lastmod>
            <changefreq>daily</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/cards/Seem-suss-poster-sky.png</image:loc>
                    <image:title>Seem suss poster sky</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/getting-a-vulnerability-report/</loc>
            <lastmod>2024-05-17T16:06:04+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/protect-yourself-against-text-message-scams/</loc>
            <lastmod>2023-10-19T11:17:14+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/is-your-business-email-spoof-proof/</loc>
            <lastmod>2024-09-18T12:50:12+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/business-article.png</image:loc>
                    <image:title>business article</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/unmask-cyber-crime-business-online-security-series/</loc>
            <lastmod>2025-11-14T15:42:23+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Unmask-images/Website-Banner-1600x1280px_1.jpg</image:loc>
                    <image:title>Website Banner unmask</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/online-security-word-finder-2/</loc>
            <lastmod>2025-11-26T09:36:22+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Untitled-design-23.png</image:loc>
                    <image:title>Word finder</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/if-youve-had-an-online-security-incident/</loc>
            <lastmod>2023-11-07T16:54:28+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/staying-secure-when-working-remotely/</loc>
            <lastmod>2024-05-13T16:20:50+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/unmasking-cyber-crime-just-got-easier/</loc>
            <lastmod>2024-10-09T12:32:21+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Website-Banner-1600x1280px_1.jpg</image:loc>
                    <image:title>Website Banner 1600x1280px 1</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/business-online-security-assessment-tool/</loc>
            <lastmod>2025-10-30T11:42:34+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/Phone-in-Hand-Mockup-V02-1.jpeg</image:loc>
                    <image:title>Business tool image</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/seem-a-bit-suss-report-it-to-us-poster-light-green/</loc>
            <lastmod>2025-11-24T11:26:31+13:00</lastmod>
            <changefreq>daily</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/cards/Seem-suss-poster-sky.png</image:loc>
                    <image:title>Seem suss poster sky</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/communicating-in-an-online-security-incident/</loc>
            <lastmod>2024-05-17T16:59:08+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/protect-yourself-against-malware/</loc>
            <lastmod>2024-05-13T16:31:07+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/free-webinars-for-cyber-smart-week-2024/</loc>
            <lastmod>2024-11-05T14:22:41+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Untitled-design-17-v2.png</image:loc>
                    <image:title>Untitled design 17 v2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/te-reo-maori-keeping-secure-online/</loc>
            <lastmod>2025-10-30T12:18:16+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Translations/Resized-translation-images/Maori-family.png</image:loc>
                    <image:title>Māori family</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/turn-on-2fa-poster/</loc>
            <lastmod>2025-11-24T12:36:18+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/cards/2FA-poster-1.png</image:loc>
                    <image:title>2FA poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/choosing-an-it-service-provider/</loc>
            <lastmod>2024-05-23T11:15:37+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/keeping-cryptocurrency-secure/</loc>
            <lastmod>2024-07-09T11:17:49+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/help-stop-the-scamathon/</loc>
            <lastmod>2024-10-20T17:31:53+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Scamathon_Website-Imagery_2000x1060_mb_low-res2-v2.jpg</image:loc>
                    <image:title>Scamathon Website Imagery 2000x1060 mb low res2 v2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/nzsl-keeping-secure-online/</loc>
            <lastmod>2025-10-30T12:26:04+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Signlanguage.jpg</image:loc>
                    <image:title>Sign language</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/reporting-online-scams-poster/</loc>
            <lastmod>2025-11-24T12:39:17+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/cards/report-scams-poster.png</image:loc>
                    <image:title>report scams poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/building-a-positive-online-security-culture-in-your-business/</loc>
            <lastmod>2024-05-23T12:07:57+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/recognising-scam-calls/</loc>
            <lastmod>2024-05-28T09:27:00+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/incident-response-planning-just-got-easier/</loc>
            <lastmod>2024-11-07T10:04:10+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/man-593333_1920.jpg</image:loc>
                    <image:title>man 593333 1920</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/audio-keeping-secure-online/</loc>
            <lastmod>2025-10-30T12:38:41+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Audio-_FitMaxWzkzMCwzMzZd.png</image:loc>
                    <image:title>Audio waves</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/take-a-moment-to-own-it-2fa-poster/</loc>
            <lastmod>2025-11-24T12:41:35+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/take-a-moment-2FA-poster.png</image:loc>
                    <image:title>take a moment 2FA poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/educating-your-staff-about-online-security/</loc>
            <lastmod>2024-05-23T12:40:55+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/protect-yourself-from-romance-scams/</loc>
            <lastmod>2024-06-07T13:57:31+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/take-care-with-qr-codes/</loc>
            <lastmod>2024-12-10T12:26:43+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/QR-code-FB-post-1200-x-600-px-1.png</image:loc>
                    <image:title>QR code FB post (1200 x 600 px) (1)</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/QR-code-banner-1-1.png</image:loc>
                    <image:title>QR code scams</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/cook-island-maori-keeping-secure-online/</loc>
            <lastmod>2025-10-30T12:47:57+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Translations/Resized-translation-images/Cook-Island-Maori.png</image:loc>
                    <image:title>Cook Island Maori</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/take-a-moment-to-own-it-5-steps-poster/</loc>
            <lastmod>2025-11-24T12:42:38+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/take-a-moment-5-steps-poster.png</image:loc>
                    <image:title>take a moment 5 steps poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/enabling-staff-to-work-remotely/</loc>
            <lastmod>2024-05-23T13:13:15+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/protect-against-investment-scams/</loc>
            <lastmod>2024-05-23T12:05:40+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/quarterly-report-q3-business-article/</loc>
            <lastmod>2024-12-11T12:37:55+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/Untitled-design-25.png</image:loc>
                    <image:title>Untitled design (25)</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/card-images/business-loss.png</image:loc>
                    <image:title>business loss</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/easy-read-keeping-secure-online/</loc>
            <lastmod>2025-10-30T12:42:07+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Easy-read.png</image:loc>
                    <image:title>Easy read</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/take-a-moment-to-own-it-password-poster/</loc>
            <lastmod>2025-11-24T12:43:26+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/take-a-moment-password-poster.png</image:loc>
                    <image:title>take a moment password poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/types-of-remote-access-software/</loc>
            <lastmod>2024-03-11T17:25:27+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/protect-yourself-from-job-scams/</loc>
            <lastmod>2024-06-17T15:13:29+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/scams-while-buying-and-selling-online-are-on-the-rise/</loc>
            <lastmod>2024-12-12T10:31:29+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Untitled-design-24.png</image:loc>
                    <image:title>shopping online web card</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/large-print-keeping-secure-online/</loc>
            <lastmod>2025-10-30T12:41:57+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Large-print.png</image:loc>
                    <image:title>Large print</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/take-a-moment-to-own-it-2-actions-poster/</loc>
            <lastmod>2025-11-24T12:44:10+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/take-a-moment-2-actions-poster.png</image:loc>
                    <image:title>take a moment 2 actions poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/protect-yourself-from-invoice-scams/</loc>
            <lastmod>2024-07-11T10:17:21+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/setting-up-your-business-social-media-securely/</loc>
            <lastmod>2024-08-27T10:30:08+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/most-secure-2fa-method/</loc>
            <lastmod>2024-12-17T11:59:38+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Untitled-design-24.png</image:loc>
                    <image:title>shopping online web card</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/2FA-banner.png</image:loc>
                    <image:title>2FA banner</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/braille-ready-format-brf/</loc>
            <lastmod>2025-10-30T12:43:26+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Braille.png</image:loc>
                    <image:title>Braille</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/take-a-moment-to-own-it-2-actions-poster-te-reo-maori/</loc>
            <lastmod>2025-11-24T12:47:18+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/take-a-moment-2-actions-poster-te-reo.png</image:loc>
                    <image:title>take a moment 2 actions poster te reo</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/protect-yourself-from-recovery-room-scams/</loc>
            <lastmod>2024-07-09T13:13:53+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/keep-up-with-your-business-updates/</loc>
            <lastmod>2024-10-04T11:06:44+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/new-year-stronger-passwords/</loc>
            <lastmod>2025-01-29T08:49:34+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/online-scams-image.jpg</image:loc>
                    <image:title>online scams image</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/punjabi-keeping-secure-online/</loc>
            <lastmod>2025-10-30T12:50:14+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Translations/Resized-translation-images/punjabi-resized.png</image:loc>
                    <image:title>punjabi resized</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/take-a-moment-to-own-it-password-poster-in-te-reo-maori/</loc>
            <lastmod>2025-11-24T12:48:07+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/take-a-moment-passwords-poster-te-reo.png</image:loc>
                    <image:title>take a moment passwords poster te reo</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/protect-yourself-from-extortion-scams/</loc>
            <lastmod>2024-08-06T13:38:05+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/secure-your-domain-name/</loc>
            <lastmod>2025-07-04T09:50:43+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/fresh-start-time-to-rethink-your-passwords/</loc>
            <lastmod>2025-02-05T15:03:23+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Spring-clean-your-online-life.png</image:loc>
                    <image:title>Spring clean your online life</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/hindi-keeping-secure-online/</loc>
            <lastmod>2025-10-30T15:30:13+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Translations/Resized-translation-images/hindi3-resized-v2.png</image:loc>
                    <image:title>hindi3 resized</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/passbot-poster-purple/</loc>
            <lastmod>2025-11-24T12:50:40+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/green-passblots-poster-2.png</image:loc>
                    <image:title>purple passblots poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/set-up-2fa/</loc>
            <lastmod>2025-07-04T09:51:52+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.7</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/2FA_titlepage.png</image:loc>
                    <image:title>2FA titlepage</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/law-firms-check-your-email-systems/</loc>
            <lastmod>2025-03-04T08:43:03+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Large-print.jpeg</image:loc>
                    <image:title>Large print</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/business/get-protected/guides/how-to-choose-a-password-manager/</loc>
            <lastmod>2025-08-27T15:43:07+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/korean-keeping-secure-online/</loc>
            <lastmod>2025-10-30T12:55:38+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Translations/Korean.jpg</image:loc>
                    <image:title>Korean</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/passblot-poster-green/</loc>
            <lastmod>2025-11-24T12:54:45+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/teal-passblots-poster-1.png</image:loc>
                    <image:title>teal passblots poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/businesses-losing-big-money-to-cybercriminals/</loc>
            <lastmod>2025-05-08T13:42:32+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/CERTNZ_Q4_bugs.png</image:loc>
                    <image:title>CERTNZ Q4 bugs</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/choosing-a-password-manager/</loc>
            <lastmod>2025-08-27T15:18:05+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Icons-PNG/top-tips.png</image:loc>
                    <image:title>Top tips</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/samoan-keeping-secure-online/</loc>
            <lastmod>2025-10-30T12:57:51+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Translations/Resized-translation-images/Samoan-.png</image:loc>
                    <image:title>Samoan</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/create-a-secure-password-passblot-poster-mixed-colours/</loc>
            <lastmod>2025-11-24T13:03:33+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/teal-passblots-poster-1.png</image:loc>
                    <image:title>teal passblots poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/high-value-scams-are-costing-new-zealand/</loc>
            <lastmod>2025-03-12T15:25:14+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/CERTNZ_Q4_bank.png</image:loc>
                    <image:title>CERTNZ Q4 bank</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/how-to-use-an-authentication-app/</loc>
            <lastmod>2025-10-02T14:44:31+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/tongan-keeping-secure-online/</loc>
            <lastmod>2025-10-30T13:02:02+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/Tongan-clip-v2.jpg</image:loc>
                    <image:title>Tongan clip v2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/take-a-moment-to-own-it-2fa-poster-in-te-reo-maori/</loc>
            <lastmod>2025-11-24T12:59:49+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/take-a-moment-2FA-poster-te-reo.png</image:loc>
                    <image:title>take a moment 2FA poster te reo</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/be-alert-to-scammers-this-tax-season/</loc>
            <lastmod>2025-03-24T10:08:20+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/TS231085_xl_Graded-resize.jpg</image:loc>
                    <image:title>TS231085 xl Graded resize</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/simplified-chinese-keeping-secure-online/</loc>
            <lastmod>2025-10-30T13:05:59+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Translations/Resized-translation-images/Chinese-family.png</image:loc>
                    <image:title>Chinese family</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/removing-malware-from-your-device/</loc>
            <lastmod>2025-12-09T14:13:32+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/take-a-moment-to-own-it-customisable-2fa-poster/</loc>
            <lastmod>2025-11-25T13:59:25+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/2FA-customisable-poster.png</image:loc>
                    <image:title>2FA customisable poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/cyber-smart-week-2025-is-coming/</loc>
            <lastmod>2025-05-22T13:11:44+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/CSW-2025/CSW-banner-2025-CERT-NZ-website-3780-x-1890-px.png</image:loc>
                    <image:title>CSW banner 2025 CERT NZ website (3780 x 1890 px)</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/FINAL-CSW-dates-announcment-2025-2000-x-1060-px-web.png</image:loc>
                    <image:title>FINAL   CSW dates announcment 2025 (2000 x 1060 px) (web)</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/fijian-keeping-secure-online/</loc>
            <lastmod>2025-10-30T15:35:31+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Translations/TS153532_l.jpg</image:loc>
                    <image:title>Fijian</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/seem-a-bit-suss-report-it-to-us-poster-green/</loc>
            <lastmod>2025-11-24T11:27:14+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/cards/Seems-a-bit-suss-green.png</image:loc>
                    <image:title>Seems a bit suss green</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/signs-your-device-may-have-malware/</loc>
            <lastmod>2025-12-10T14:11:25+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/how-exposed-am-i-a4-poster/</loc>
            <lastmod>2025-11-24T13:04:26+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/cards/heai-A4-poster.png</image:loc>
                    <image:title>heai A4 poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/choosing-an-it-provider/</loc>
            <lastmod>2025-12-09T14:13:20+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/new-research-shows-aotearoa-upping-their-online-security-game/</loc>
            <lastmod>2025-05-14T10:41:19+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/2019_05_16_MTP_1309.png</image:loc>
                    <image:title>2019 05 16 MTP 1309</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/2019_05_16_MTP_1309.png</image:loc>
                    <image:title>Young women on devices</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/take-a-moment-2fa-customisable-poster/</loc>
            <lastmod>2025-11-14T11:50:24+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/2FA-customisable-poster.png</image:loc>
                    <image:title>2FA customisable poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/passblot-screensaver/</loc>
            <lastmod>2025-11-20T13:26:30+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/screensavers/CSW-2025_Screensaver_-Passblot_2.jpg</image:loc>
                    <image:title>CSW 2025 Screensaver Passblot green</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/personal/get-protected/guides/keeping-safe-after-a-data-breach/</loc>
            <lastmod>2026-01-05T17:44:39+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.7</priority>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/millions-lost-by-businesses-to-cybercriminals/</loc>
            <lastmod>2025-06-16T10:52:03+12:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/1-v2.png</image:loc>
                    <image:title>1</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/1.png</image:loc>
                    <image:title>1</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/take-a-moment-2-actions-customisable-poster/</loc>
            <lastmod>2025-11-14T12:00:05+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/2-steps-customisable-poster.png</image:loc>
                    <image:title>2 steps customisable poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/passblot-screensaver-purple/</loc>
            <lastmod>2025-11-20T13:28:11+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/screensavers/CSW-2025_Screensaver_-Passblot_1.jpg</image:loc>
                    <image:title>CSW 2025 Screensaver  Passblot 1</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/big-losses-prompt-calls-for-higher-security/</loc>
            <lastmod>2025-06-16T11:03:12+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/2.png</image:loc>
                    <image:title>2</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/2.png</image:loc>
                    <image:title>2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/take-a-moment-5-steps-customisable-poster/</loc>
            <lastmod>2025-11-14T12:08:03+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/5-steps-customisable-poster.png</image:loc>
                    <image:title>5 steps customisable poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/passblot-screensaver-multi-coloured/</loc>
            <lastmod>2025-11-20T13:31:47+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/screensavers/CSW-2025_Screensaver_-Passblot_3.jpg</image:loc>
                    <image:title>CSW 2025 Screensaver  Passblot 3</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/seems-a-bit-suss-keep-reporting-it-to-us-on-our-new-ncsc-website/</loc>
            <lastmod>2025-07-24T10:33:24+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/OwnYourOnline-v2.png</image:loc>
                    <image:title>OwnYourOnline</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/take-a-moment-passwords-customisable-poster/</loc>
            <lastmod>2025-11-14T12:11:46+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/password-customisable-poster.png</image:loc>
                    <image:title>password customisable poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/passblot-social-media-story-image-purple/</loc>
            <lastmod>2025-11-21T09:21:23+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/cards/social-media-card-v2.png</image:loc>
                    <image:title>passblot social media story card purple</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/investment-scam-gives-scammers-full-access-to-your-phones/</loc>
            <lastmod>2025-08-15T13:45:46+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/SCAM-ALERT-web.png</image:loc>
                    <image:title>SCAM ALERT web</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/SCAM-ALERT-web-v2.png</image:loc>
                    <image:title>SCAM ALERT web</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/passblot-social-media-story-image-green/</loc>
            <lastmod>2025-11-21T09:51:37+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/cards/passblot-story-green.png</image:loc>
                    <image:title>passblot story green</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/business-online-security-series-episode-one/</loc>
            <lastmod>2025-12-10T15:55:16+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Video-covers/1.png</image:loc>
                    <image:title>BOSS video 1</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/passblot-social-media-story-image-multi-coloured/</loc>
            <lastmod>2025-11-21T09:56:56+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/cards/passblot-story-multi-coloured.png</image:loc>
                    <image:title>passblot story multi coloured</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/replay-data-breach-readiness-what-every-business/</loc>
            <lastmod>2026-01-21T11:27:28+13:00</lastmod>
            <changefreq>daily</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS169212_xl_Graded.jpg</image:loc>
                    <image:title>Food truck</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/businesses-facing-greater-online-threats/</loc>
            <lastmod>2025-09-04T07:34:27+12:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/TS169212_xl_Graded.jpg</image:loc>
                    <image:title>Food truck</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/2fa-social-media-in-feed-image/</loc>
            <lastmod>2025-11-21T11:50:38+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/cards/2fa-in-feed-social-card.png</image:loc>
                    <image:title>2fa in feed social card</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/create-a/</loc>
            <lastmod>2026-02-04T13:28:43+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/teal-passblots-poster-1.png</image:loc>
                    <image:title>teal passblots poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/take-a-moment-to-own-it-set-up-2fa/</loc>
            <lastmod>2025-10-05T16:13:43+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/CSW-2025/FINAL_WEDCARD_OYO_TAMTOI_1800x1200-R02.jpg</image:loc>
                    <image:title>FINAL WEDCARD OYO TAMTOI 1800x1200 R02</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/passwords-social-media-in-feed-image/</loc>
            <lastmod>2025-11-21T12:04:39+13:00</lastmod>
            <changefreq>monthly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/cards/password-in-feed-social-card.png</image:loc>
                    <image:title>password in feed social card</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/create-a-secure-password-poster-purple/</loc>
            <lastmod>2026-02-04T13:35:35+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/green-passblots-poster-2.png</image:loc>
                    <image:title>purple passblots poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/take-a-moment-to-own-it/</loc>
            <lastmod>2025-10-05T15:57:43+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/CSW-2025/FINAL_WEDCARD_OYO_TAMTOI_1800x1200-R02.jpg</image:loc>
                    <image:title>FINAL WEDCARD OYO TAMTOI 1800x1200 R02</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/passblot-social-media-in-feed-image-purple/</loc>
            <lastmod>2025-11-24T09:39:13+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/cards/purple-teal-passblot-in-feed.png</image:loc>
                    <image:title>purple teal passblot in feed</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-businesses/create-a-secure-password-poster-green/</loc>
            <lastmod>2026-02-04T13:39:39+13:00</lastmod>
            <changefreq>daily</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/green-passblots-poster-1.png</image:loc>
                    <image:title>green passblots poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/passblot-social-media-in-feed-image-green/</loc>
            <lastmod>2025-11-24T09:48:15+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/cards/green-passblot-in-feed-social-card.png</image:loc>
                    <image:title>green passblot in feed social card</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/lumma-stealer-malware-affecting-thousands/</loc>
            <lastmod>2025-12-10T06:40:07+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/technology-791029_1920-1.jpg</image:loc>
                    <image:title>Laptop image</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/how-exposed-am-i/</loc>
            <lastmod>2025-11-25T09:36:56+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/resources/cards/heai-video-card.png</image:loc>
                    <image:title>heai video card</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/managemyhealth-mmh-cyber-security-breach-involving-patient-information/</loc>
            <lastmod>2026-01-07T09:37:16+13:00</lastmod>
            <changefreq>daily</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/MetaImages/online-scams-image.jpg</image:loc>
                    <image:title>online scams image</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/take-a-moment-to-own-it-customisable-passwords-poster/</loc>
            <lastmod>2025-11-25T13:59:04+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/password-customisable-poster.png</image:loc>
                    <image:title>password customisable poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/keep-your-domain-name-protected/</loc>
            <lastmod>2026-02-12T13:33:47+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/TS968178_l.jpg</image:loc>
                    <image:title>TS968178 l</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/take-a-moment-to-own-it-customisable-two-actions-poster/</loc>
            <lastmod>2025-11-25T13:58:46+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/2-steps-customisable-poster.png</image:loc>
                    <image:title>2 steps customisable poster</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/2-steps-customisable-poster.png</image:loc>
                    <image:title>2 steps customisable poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/more-businesses-hit-by-email-account-compromises/</loc>
            <lastmod>2026-03-02T09:42:09+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/TS517097_m.jpg</image:loc>
                    <image:title>TS517097 m</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/take-a-moment-to-own-it-customisable-five-steps-poster/</loc>
            <lastmod>2025-11-25T13:58:23+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/Business-resources/Posters-against-wall/5-steps-customisable-poster.png</image:loc>
                    <image:title>5 steps customisable poster</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/keep-your-work-and-personal-online-lives-apart/</loc>
            <lastmod>2026-03-12T12:57:50+13:00</lastmod>
            <changefreq>daily</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/TS517097_m.jpg</image:loc>
                    <image:title>TS517097 m</image:title>
                </image:image>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Images/NCSC-Q4-Man-with-snorkel.jpg</image:loc>
                    <image:title>Man with snorkel</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/two-factor-authentication/</loc>
            <lastmod>2025-12-10T12:21:23+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Video-covers/2FA-video-cover.png</image:loc>
                    <image:title>2FA video cover</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/save-the-date-cyber-smart-week-2026-is-coming/</loc>
            <lastmod>2026-04-09T10:23:52+12:00</lastmod>
            <changefreq>daily</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/TS077857_l-2.jpg</image:loc>
                    <image:title>TS077857 l 2</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/resources/for-individuals/what-is-phishing/</loc>
            <lastmod>2025-12-10T12:32:22+13:00</lastmod>
            <changefreq>weekly</changefreq>
            <priority>0.8</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Video-covers/phishing-video-cover.png</image:loc>
                    <image:title>phishing video cover</image:title>
                </image:image>
            
        </url>
	
        <url>
            <loc>https://www.ownyouronline.govt.nz/news-and-alerts/be-alert-to-scammers-this-2026-tax-season/</loc>
            <lastmod>2026-03-31T11:44:08+13:00</lastmod>
            <changefreq>daily</changefreq>
            <priority>0.9</priority>
            
                <image:image>
                    <image:loc>https://www.ownyouronline.govt.nz/assets/Uploads/HeaderImage/TS365069_l-1.jpg</image:loc>
                    <image:title>TS365069 l (1)</image:title>
                </image:image>
            
        </url>
	
</urlset>
